Rabu, 26 Juni 2013

BUSINESS LAW PAPER (SRI AYU, NUR RAHMAH, SUKADRI, MELISSA RANTE)


 
BANKRUPTCY IN PT SEJATIBINA



BUSINESS LAW PAPER

BY:
SRI AYU
NUR RAHMAH
SUKADRI
MELISSA RANTE



ACCOUNTING DEPARTMENT
POLITEKNIK NEGERI UJUNG PANDANG
MAKASSAR
2013
ACKNOWLEDGEMENT
Nothing all writer should attach to initiate this acknowledgement instead of saying gratitude to Allah SWT, because of His Grace and Mercy that make this paper of Business Law can be completed properly. Greetings and Shalawat for the Prophet Muhammad SAW along with his sacred family and friends who are always stay in taught.
The writer would not be able to finish this paper without support from several parties. So that, the writer firstly would like to thank to the beloved writer’s mom and dad who have given the most priceless support in the world. Thank you for all the love, understanding, trust and hardwork, effort, and even tears that may be shed in order to raise me up until today. It’s all deserve nothing unless heaven.
As a human being, this paper may still away from completeness. Therefore, with pleasure the will receive all suggestions which are given that can develop this paper.

Makassar,        Mei 2013

Writer
TABLE OF CONTENT

CHAPTER I INTRODUCTION.. 1
CHAPTER II PARTINENT IDEA.. 4
CHAPTER III CLOSING.. 15
REFERENCES. 17


CHAPTER I
INTRODUCTION
A.   Background
The survival of a company basicly is determined by amount of capital it has both within the framework of establishment of companies, business improvement and expansion of the capital requirement will be the main thing. Many things can be done by the company in an effort to meet these capital needs, including; sale of shares to public, sale of debentures (bonds) or by performing loan (credit) to both natural persons and legal entities other debts by agreement between debtor and creditor.
In everyday practicing, the company do the loan aqreement (credit) not only tied to one lender only, even at the same time can be bound with more than one or several creditors. With the loan agreement (credit) done by more than one company to return the loan on time, if a company is in poor financial condition and unable to repay their debts, then two or more creditors would apply for bankruptcy through Commercial Court.
The legal consequences of bankruptcy is that debtors do not have the authority to take action that brings management and ownership of assets due to assets, and the act of the debtor to take action management, and ownership should be done by curator who are appointed on the basis of bankruptcy. That can be a curator in bankruptcy is an individual or association that has been registered in the department of justice.
Bankrupt problem is basically not only starting point in the settlement of debt payments to its creditors, but further than that there are other obligations for companies that still must be implemented that is associated with the workers which the company is obliged to pay severance pay in accordance with the established in Article 95 Paragraph (4) of Act No. 13 of 2003 on Labor states "In case the company is declared bankrupt or liquidated under the legislation in force, wages and other rights of workers is resolved in favor of debt payment."

B.   ListenRead phoneticallyListenRead phoneticallyProblem Statement
Based on the background which I have explained, I can get some problems, such as:
1.    What are causes of PT. Sejatibina to choose bankruptcy than the postponement of debt payment obligations (PKPU)?
2.    What is the cause of the deviation of Good Corporate Governance in Indonesia?

C.   Objectives of the Paper
The objectives of the paper, such as:
1.      To find out the causes of PT. Sejatibina choose bankruptcy than the postponement of debt payment obligations (PKPU)?
2.      To find out the causes of the deviation of Good Corporate Governance in Indonesia?

D.   Significances of the Paper
The siqnificances of this paper, such as:
To giving explanation about bankruptcy in PT Sejatibina. Start from the legality, and all about bankrupty, generally or especially. Besides that, we can get knowledge, how to judge bankrupty in the company condition, and the rule in bankrupty law.


CHAPTER II
PARTINENT IDEA

A.   Overview
1.      The History of Indonesia Bankrupt Law.
On April 22, 1998, the government has set regulations of Law No replacement. 1 of 1998 dated 22 April 1998 concerning Changed of the Law on Bankruptcy (State Affairs) No. 1998 (Bankrupt Act). Regulation is then approved by the House of Representatives to became law and became Act No. 4 1998 thus only Stipulation of Government Regulation No. 1 of 1998 on amendments to the Law on Bankruptcy became law September 9, 1998 (State Gazette No. 1 of 1998. 135).
Bankruptcy law prior to 1945, first case of bankruptcy to merchants (entrepreneurs) of Indonesia regulated in Wetboek van Koophandel (WvK), the third book, entitled van de Voorzieningen in geval van onvermogen van kooplieden (Rules on Disabilities Traders). These regulations contained in Article 749 through Article 910 WvK, but then had been revoked under Article 2 Verordening Ter Invoering van de Faillissementsverordening (S. 1906-348). This rule applies to traders.
Bankruptcy Law since 1945, after Indonesia proclaimed its independence on August 17, 1945, there are some period of history that needs to be observed in connection with the enactment of Faillissementsverordening (Bankruptcy Rules). That periods 1945-1947 are its history, the year of 1947-1998 and 1998-present. In the years 1945-1947 in Article II of the 1945 transition rules specify: "Any legal entity and the existing rules still apply directly, as long as not held by the new basic lawListenRead phonetically
2.      Basic Concepts of Bankrupt
If traced, the beginning of the bankruptcy law has existed since 118 BC in Roman law. In Roman times, in addition to property, physical or body of a debtor is also a guarantee of repayment of debts. So the notion of bankruptcy is a situation where the debtor is unable to pay all his debts to creditors. The parties who bankrupt generally are traders, shop owners, in short, are that most people actually using bankruptcy as a means of "exit" from debt who are unable to pay.
While in the 90's, that condition changed, very few bankruptcy petition filed in the period before the enactment of the Bankruptcy Act. Since the last revision in Staatblad 1906:348, there is no significant change to the substance of the bankruptcy laws. Changes in the structure of the business world are a reality, and significant progress logically necessary infrastructure accommodated well by the law.
One of the problems that cause urgency revision Failissement Verordening (FV) is a bankruptcy filing requirements. FV provides that the bankruptcy requirements are as follows: "Any debt that is in a state stopped paying its debts, with the decision of the judge, either on its own reporting, either at the request of one or more of the account receivable, declared in a state of bankruptcy"
As the basis of bankruptcy petition, this formulation raises its own difficulties, because to prove debtor who stopped paying the state stopped paying absolutely. Sometimes the debtor can not otherwise stop paying, just because the debtor continues to pay interest on its debt, although interest payments are in no way comparable to the principal debt.
3.      The Occurrence of Bankrupt Terms
It is important to know about any conditions that must be met in advance if a person or a legal entity intends to file a bankruptcy petition by the Commercial Court. The terms of need to know because if the bankruptcy petition does not meet these requirements, the applicant will not be granted by the Commercial Court.
According to Article 1 paragraph (1) of Act No. 4 of 1998 as already amended by Law No. 37 of 2004 on Bankruptcy and Suspension of Payment: "Debtors who have two or more creditors and do not pay at least one debt which has fallen time and can be billed, be declared bankrupt by a competent court decision referred to in Article 2, either on its own applyment, or at the request of someone or more creditors."
Based on the description above, it is a bankrupt is a state where the debtor has more than one lender, has stopped paying its debts that are due and collectible, so the terms of a debtor filed for bankruptcy are:
1.        The debtor has more than one creditor;
2.        Debts matured;
3.        Debtor is not paying at least one of the creditors;
4.         Debt has already been chargedListen.
The provisions of this bankruptcy decline stems from the existence of Article 1131 Civil Code which states all assets of the debtor either already exist or will exist in the future, either in the form of movable and immovable will be quarantee for all the agrement, it means that even if not expressly agreed a debtor should be responsible with their wealth either already exist or will exist in the future, both movable and the immovable.
But that is not described in article 1131 Civil Code is that debtors who can be held accountable to the debt are: the debtor who has property. So, to explain the provisions of Article 1132 Civil Code added that the goods are to be insurance for all creditors and the sale of goods is divided according to their respective comparative amounts unless it among the creditors that there are legitimate reasons to take precedence.ListenRead phonetically
Read phonetically




4.      Types of creditors in bankrupt.
In Article 1131 Civil Code has required that all property the debtor becomes collateral or guarantee for the implementation of their obligations not just to one creditor only, but also against other creditors. Thus the adjustment is necessary any more about the distribution to its creditors if the assets owned by the debtor are sold as a result of the determination bankrupt by the Commercial Court.
The provisions concerning the division of assets shall be further regulated in Article 1132 Civil Code which states: "The property became collateral wealth debtors together for all creditors, the sale of assets be divided according to its balance, is by large-size bill each creditor, except among the creditors that if there are valid reasons to take precedence over other creditors. "With this article, then there are certain creditors by law given a higher legal standing than the creditor the other and thus take precedence over payment of debts.
In law, creditors are given priority called preferential creditors (secured creditors), while other creditors called unsecured creditors (unsecured creditors). According to Article 1133 Civil Code, a creditor can be given a higher legal status and precedence of other creditors if the creditor claims are:
1.        Claims which is a Privilege;
2.        Claims secured by a Lien;
3.        Mortgage bill on bail.Listen
With the enactment of Law No. 4 of 1996 on Mortgage and Act No. 42 of 1999 on Fiduciary, then the bills are secured by the Mortgage Rights Fiduciary and also a bill which shall take precedence over unsecured creditors. Related to Privileges, then Civil Code section 1137 states: "The right of the state treasury, the office of the auction, and other public organisation established by the government, should take precedence in enforcing those rights, and the validity period of such rights is set in a variety of special laws on these things." The rights which same associations (gemeenschappen) newly eligible or later will have the right to levy duties; in settings of regulations that already exist will be held about it".
Based on the description above, can be got description of the order of priority among creditors is, if not determined that a billing or receivables secured by the Privileges has a higher position than the receivables secured by the Collateral Rights, the order of creditors are:
1.        Creditors who have accounts with Security Rights;
2.        Creditors who have a Privilege;
3.        Unsecured creditors.
However, if the Privileges have been determined to be paid first from the creditors with security rights and other creditors, the creditors sequence are:
1.        Creditors with Special Rights;
2.        Creditors with security rights;
3.        Unsecured creditors.
Next, among the concurrent creditors, each having the same position in the division from the sale of assets of the debtor in proportion to the ratio of large-size accounts respectively, or better known as pari passu rated pro parte.

Read phonetically
B.   Discussion
1.      The Reason PT. Sejatibina to Choose Bankrupt
Reason PT. Sejatibina chose the bankrupt compared to by postponement of obligation of debt payment (PKPU) of because company do not again possible continue its effort. PT. Sejatibina have also desisted to pay for the obligation of creditor. While, estae owned [by] the company more and more to decline its value. Even smaller than debt value. PT. Sejatibina nor possible get the partner work or investor. Others, strive the bankrupt believed by as last effort assessed fairest for all party to be complete of debt payment.
Through bankrupt, payment owe the PT. Sejatibina can be done orderly well-balancedly by independent party observedly by is supervisor judge. In application mentioned by PT. Sejatibina confess to owe at PT. Birotika of equal to Rp4,647 million, PT. Indosat Tbk Rp19,457 million, Star Succes Capital Ltd AS$338.105 and Solitius Pte Ltd AS$79.671. PT. Sejatibina feel the weight to fulfill payment owe. Because in this time effort run by a applicant experience of the decline. Mostly owe the PT. Sejatibina of at all that creditor basically have fallen due and collectable.
But till application of bankrupt statement raised by PT. Sejatibina unable to pay totally its debt. That way, PT. Sejatibina earn to qualified as debitor as determined in Section 1 number 3 UU No. 37 Year 2004 about Bankrupt and PKPU. That Section determine the debtor congeniality, namely one who have the debt of because agreement or law which its redemption is collectable in the face of justice .While obligation to pay for that debt enter in congeniality Section 1 number 6 Bankrupt Law.
So that, condition to can to express applicant as debitor in a state of bankrupt as Section 2 sentence (1) UU Bankrupt have been fullfiled. Namely, there is debt which fall due and collectable and also there are two creditor or more. Bankrupt verification even also can be done by modestly.


2.      Cause of Deviation of Good Corporate Governance in Indonesia.
Basically company is economics institute founded by owner to get the advantage. One of fundamental importance of stockholder is that company have to fertilize the advantage (profit motive) so that to can to improve the company value for advantage of all stockholder. In running its activity, company do the interaction in institute unrightiously is relevant other with company.
In the interaction there are various importance which possible and oftentimes do not in line with fundamental importance of stockholder, inclusive of among other things importance owned by the employees, cutomer/client, distributor, competitor, Governmental and also society which follow to give the contribution to company efficacy and which follow also guarantee the impact from operational activity company.
They are stakeholders which have importance in the company prosperity. Therefore company have to strive the balance by paying attention to do not only just importance shareholder but also stakeholder to maintain the existence and be of benefit to entire/all entitas society.
In framework of that's corporate governance arrange the related aspect:
a.       is relation balance between company part (RUPS, Commissary And Board of directors) including things of related to structure of institute and third operational mechanism of the company organ ( internal balance).
b.      Accomplishment of company responsibility as business entity society to all stakeholder, including related/relevant things with the relation arrangement of between company with entire/all stakeholder (balance eksternal) to realize company as good corporate citizen.
 Some case in the following is representing deviation from principles of good corporate governance in Indonesia for example:
a.       Company use as vehicle to collect the cheap fund.
In the year 1998 a company noted to buy the receivable from affiliation party so, that balance of anjak receivable mount 237% becoming Rp 709 billion. The amount represent 68,77% from totalizeing company asset. By the end of book year 1998, entire/all unrightious receivable of the affiliation burdened to uncollectible exclusion. Indication that company is only made by vehicle for affiliation to obtain;get the cheap fund for company burden.
As a result, public stockholder have to guarantee the loss of because company find difficulties the cash-flow and finance performance become ugly so that company cannot pay for the dividend. The Praktik can be happened by because owner of affiliated company represent the majority stockholder so that all practical all decision have got the approval RUPS. In this case is ground of akuntabilitas and fairness to impinged minority stockholder.
2.      Unopened to importance bussiness plan information
A company noted do not publicize the plan of acquisiton of affiliated company and do not announce to public that company have discontinued the activity produce and also only omit to do the supply sale. Despitefully the company nor publicize the plan to alter the area of[is effort. Company do not give the clarification of concerning fund location which its amount is material (22% from totalizeing asset) on the part of other;dissimilar.
Effect of which must is the responsibility of public stockholder is that public stockholder do the invesment with the information which is not adequate about company. Financial statement which do not give the conducive information of investor assess the quality of company asset. Stockholder will " got taken" with the full scale height of company asset for lack of information expression of concerning kolektibilitas of asset location in the affiliated company.
c.       Use the corporate name to get the personal loan
Managing Director a company do the fiduciary loan to foreign creditor by using corporate name. However the loan fund is not accepted by company. other board of directors Member though know the existence of the transaction in the reality do not report to public accountant of concerning the transaction. As a result is that financial statement submitted/sent to public become the misleading of because do not load the real correct information. Creditor party can bring a lawsuit to the court the confiscation to company of if the loan cannot in service.
d.      Director decision don’t give attention importance to all stackholder
A company force the self to follow in program of recapitulisation of affiliated company followedly is share in additional endorsement of capital. As a result company find difficulties the cash-flow and becoming not solvable. To overcome the the problem, company do the rights issue in number which material so that price of share enough significant.

CHAPTER II
CLOSING
A.   Conclusion
1.      Cause PT. Sejatibina chosen the bankrupt compared to by Postponement of Obligation of Debt Payment (PKPU) that is because PT. Sejatibina do not again possible continue its effort. PT. Sejatibina have also desisted to pay for the obligation of at creditor. Whereas, estae owned by the company more and more the day more and more to decline its value. Even smaller than its debt value. PT. Sejatibina nor possible get the partner work or investor. Others, strive the bankrupt believed by as last effort assessed fairest for all party to be complete of debt payment.
2.      Cause of the happening of deviation of Good Corporate Governance is in Indonesia caused by because happened by some case digressing from principles of Good Corporate Governance in Indonesia for example:
a)         Company use as vehicle to collect the fund cheap;
b)        Unopened for information plan the important business;
c)         Use of corporate name to get the personal loan;
d)        Heedless Board of directors Decision of stockholder importance as a whole.

B.   Suggestion
1.      Striving execution of mediasi and negosiation effectively among the parties which have importance to in the case of company which have been specified by a bankrupt. And do the related clear of handling of bankrupt problem, because besides Commercial Justice also have to entangle the Justice of Relation Industrial.
2.      The importance of implementation of practice good corporate governance of at company in Indonesia, monitoring for implementation of good corporate governance by company can be done by for example through mechanism of pemeringkatan company of through audit for implementation and compliance for good practice corporate governance by company. 
References
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Jono, S.H. 2007. “Hukum Kepailitan”. Tangerang: Sinar Grafika.

Mahasiswa Hukum. 2009. “Hukum-Kepailitan, Encyclopedia of Finance and Banking. [internet] http://www.geocities.com. Diakses 5 Januari 2010.

Sjahdeini, Sutan Remy. 2002. Hukum Kepailitan; Memahami Faillissement
sverordening Juncto Undang-undang No. 4 Tahun 1998. Cet.I. Jakarta:
PT. Pustaka Utama Grafiti.


Suyudi, Ari. 2004. Kepailitan di Negeri Pailit. Cet.II. Jakarta: Pusat Studi Hukum dan Kebijakan Indonesia.
















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